SRG Housing Finance Posts Strong YoY Growth Despite Quarterly Dip
SRG Housing Finance reported a 26.6% YoY revenue surge in Q1 FY27, though profit dipped sequentially from the previous quarter.
SRG Housing Finance's Q1 FY27 results show robust year-on-year growth in revenue and profit. However, performance softened compared to the strong March quarter.
SRG Housing Finance began FY27 with solid year-on-year growth, though momentum eased from the previous quarter's high. Revenue for the June 2026 quarter rose 26.6% from a year ago to ₹53.95 crore, while profit grew 24.9% to ₹8.47 crore. However, both figures were down sequentially from the March 2026 quarter, reflecting a typical seasonal moderation.
The company's net profit margin for Q1 FY27 stood at 15.7%, slightly lower than the 15.9% margin in the same quarter last year. Over the last five quarters, profitability has shown some fluctuation, as seen in the table below.
Revenue (₹ Cr)
Profit (₹ Cr)
Net Profit Margin
| Metric | CurrentQ1 FY27 | PreviousQ4 FY26 | Same quarter LYQ1 FY26 |
|---|---|---|---|
| Revenue (₹ Cr) | 53.95YoY +27% | 57.24 | 42.63 |
| Profit (₹ Cr) | 8.47YoY +25% | 9.25 | 6.78 |
| Net Profit Margin | 15.7%YoY -1.3% | 16.2% | 15.9% |
Key Points
- The trailing twelve-month (TTM) net profit margin of 16.3% remains healthy, indicating sustained profitability over a longer horizon.
- The stock trades at a P/E of 17.0, a significant discount to the industry average P/E of 24.6.
- The company maintains a strong return on equity (ROE) of 14.59%.
While the quarterly dip is notable, the underlying year-on-year growth story for this affordable housing financier remains intact. The current valuation discount may attract attention if the company can re-accelerate its sequential growth in the coming quarters.
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· SRGHFL
(BSE)
ISIN: INE559N01010
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